Is blockchain technology a threat to credit unions?

first_img 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr When I first heard of blockchain technology, I was thinking: what the heck is that? I’ve heard of block and tackle, block parties, even H&R Block — but never blockchain. So I researched it and got semi educated on it and then started to hear rumblings throughout the industry on its possible impact — good or bad. continue reading »last_img

Iowa DHS chief abruptly resigns, no explanation offered

first_imgDES MOINES — The governor Monday asked the head of the largest agency in state government to resign.Jerry Foxhoven, director of the Iowa Department of Human Services, says it was an honor to serve during “an important time of transition.”Foxhoven took the job two years ago, shortly after Reynolds became governor. Reynolds has asked her public health director to also serve as interim director of the Department of Human Services.Foxhoven guided the department amid questions about the treatment of patients with profound intellectual disabilities at the state-run Glenwood Resource Center. There’s a trial underway over discipline of juveniles at the State Training School in Eldora.In addition, Foxhoven just led contract negotiations with the private firms managing the state’s Medicaid program. Two companies ended their Medicaid contracts with the state during Foxhoven’s tenure.last_img read more

Woolies pushes sustainable farming

first_img10 August 2011A recent audit by Woolworths on its 15 largest fruit and vegetable growers, who supply some 37% of the retailer’s fresh produce on a total area of about 45 000 hectares, show that its Farming for the Future initiative is starting to bear fruit.The initiative, which has the support of the World Wildlife Fund South Africa, helps farmers grow quality produce while protecting the environment, preserving natural resources and reducing dependence on chemical fertilisers, herbicides and pesticides – all without adding anything to the price the consumer pays at the store.All Woolworths produce farmers – other than those who exclusively grow organic produce – have adopted Farming for the Future practices and will be audited on a regular basis.Ensuring healthy soilThe key to the success of Farming for the Future is soil health – healthy soil requires less irrigation because it is better able to retain water, and soil erosion and loss of top soil are reduced. Healthy soil also requires fewer chemical interventions, so there is less chemical run-off into water systems, which helps maintain water quality.“Using fewer chemicals and pesticides also contributes to maintaining and encouraging biodiversity,” Woolworths said in a statement last month.The recent audit revealed some remarkable achievements, such as an average 20% reduction in the use of synthetic fertilisers and an average increase of 34% in compost use.Over the years, South Africa’s farmers have relied on synthetic fertilisers to boost production. However, synthetic fertilisers only feed the plants, unlike compost, which builds soil structure and increases soil microbial activity.One of the most impressive results is a 3% increase in soil carbon. That may not sound like much, but Woolworths Technologist Kobus Pienaar, explains that South African soils are historically low in carbon: “In fact, the amount of carbon in our soils has been steadily declining over the years. The 3% increase in soil carbon is actually quite substantial.”Positive spin-offsAgriculture is by far the biggest user of water in South Africa, and the initiative has helped save some 720-million cubic metres of water over the past three years, or about double the capacity of the Grootdraai Dam, which forms a part of the Vaal River system.“Although we have had optimal rains, some of this reduction – which represents a 16% drop in water usage – is a result of optimising irrigation and upgrading old systems,” said Pienaar.While Woolworths’ farmers have for many years minimised their use of pesticides and herbicides, the adoption of Farming for the Future’s sustainable pest management techniques, such as integrated pest management, has resulted in a substantial initial decrease of up to 50% in pesticide and herbicide usage.There have been other positive spin-offs from the implementation of Farming for the Future as well: with farmers focusing on reducing waste, they’ve found innovative ways of recycling, resulting in a 32% increase in recycling and a 13% decrease in solid waste material going to landfills.A further benefit has been an 18% reduction in fossil fuel use.Adopting a different approachIn less than two years since the retailer launched the Farming for the Future initiative, it has already become one of the major focuses of their sustainability programme, the Good Business journey, which played a key role in Woolworths winning the International Responsible Retailer of the Year award last year – the second time in three years it has won it.“Food security remains a challenge, not only for South Africa, but for Africa as a whole,” said Woolworths MD of foods, Zyda Rylands. “If we accept that the conventional approach to farming is not sustainable, then we need to adopt a different approach, one that produces quality food and also protects the environment, preserves natural resources, and provides a livelihood for the agricultural community.“We believe that Farming for the Future is that kind of farming.”Based on the success that Farming for the Future has had with produce, Woolworths is now rolling out the initiative to its wine growers and horticulture suppliers.SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo materiallast_img read more

Apple Faces App Review Backlog After Developer Center Breach

first_imgdan rowinski Related Posts Tags:#app development#Apple#iOS 7 Why IoT Apps are Eating Device Interfaces As Apple plows towards the release of the next iPhone, it is working with developers to get their apps ready for the next version of its mobile operating system, iOS 7. But Apple hit a major hiccup in the middle of The Summer Of iOS 7 and has had a big hit on developers.Apple’s developer center for iOS was hacked by a “security researcher” a little more than a week ago. The researcher, Ibrahim Balic, insisted that he was just probing the developer center for bugs he could then report back to Apple, but he also may have been able to access the personal information of 100,000 iOS developers. His research, or hack, has had consequences larger than Balic probably intended.For most of the last week, iOS developers did not have access to the tools they needed to build apps for the iPhone and iPad. The loss of access to the developer center for a critical week in the middle of summer was a blow for developers that already have a lot to digest with Apple’s new operating system version. But it also appears that Apple’s app reviewers are getting bogged down by the crash of the developer center.One developer, who asked not to be identified, said they received a letter from Apple saying that the app it submitted for review would require additional time.The letter stated:“We are currently reviewing an app that you submitted for inclusion on the App Store, and want to let you know that the review process will require additional time. We apologize for the delay and will provide you with an update on the status of your app as soon as possible.” A conversation with one other developer revealed that they also had received similar letters from Apple. The developer said that it had never received a letter like that from Apple before in submissions to Apple for its apps and updates.On one hand, it is perfectly reasonable for Apple to tell a developer it needs more time. Especially considering the issues the company is dealing with concerning the iOS developer center. On the other hand, this is fairly unusual behavior for Apple’s app reviewers who are normally able to turn an app review in anywhere between one to three days.The developer said that it was six days from the time of submission until it got the notice from Apple requesting additional time for review. It has since between another five days and the developer’s app still has not been approved.In addition to the app approval delays, the downtime for the iOS developer center meant that app publishers were without the certifications and provisioning profiles needed to add functionality to their apps and publish them to the App Store. Those capabilities were fixed when the developer center came back online earlier this week and Apple released iOS 7 beta 4 for developers. The iOS developer forums, technical support, Xcode Automatic Configuration and videos continue to be unavailable. That means that iOS developers currently have no official avenues of support from Apple or the iOS community currently. Developers are likely flocking to the regular destinations for coder communities like GitHub, StackOverflow, the App Developers Alliance and Code Project can be consulted.center_img The Rise and Rise of Mobile Payment Technology What it Takes to Build a Highly Secure FinTech … Role of Mobile App Analytics In-App Engagementlast_img read more

Farrington announces road project in Utica

first_img Categories: Farrington News 02Jul Farrington announces road project in Utica An important road improvement project for Utica will begin soon thanks to additional funding set aside by the Michigan Legislature, announced state Rep. Jeff Farrington.Farrington, R-Utica, said the project makes necessary and needed repairs to Auburn Road from M-59 to the Utica city line.“Residents of our community reached out to me about the importance of prioritizing roads, and I have been working to ensure the project at Auburn Road becomes a reality,” Farrington said. “It is exciting to announce that Auburn Road will receive these necessary repairs and improve the commute for local families.”Farrington said many local residents reached out about fixing Auburn Road, and he fought hard to ensure that their voices were heard.In addition to the Auburn Road project, there are another five projects totaling nearly $4.5 million that repair or fix roads in Macomb County.“However, Michigan’s roads and bridges were neglected for too long, and we need to continue to work on a plan that will result in a long-lasting, permanent solution for Michigan’s roads,” Farrington said. “I will continue to meet with local residents to receive input so I can bring a plan that focuses on fairness, efficiency and quality back to Lansing.”For the fiscal year 2014 budget, the Michigan Legislature created a special fund using $230 million in existing state revenue, half of which was appropriated on Oct 1. with the rest now being appropriated.###last_img read more

New laws expand students class choices

first_img Categories: Johnson News,Johnson Photos,News Johnson, McBroom bills expand state curriculum for voc edState Rep. Joel Johnson delivers comments during the governor’s signing of his legislation that updates the Michigan Merit Curriculum to include more flexibility for career and vocational high school courses.Michigan high school students can have career and vocational technology course options more easily count toward graduation with the signing of Public Acts 208 and 209 today by Gov. Rick Snyder.State Reps. Joel Johnson of Clare and Ed McBroom of Vulcan have worked for more than three years to adjust the Michigan Merit Curriculum so school district can offer students more opportunities for education exploration and career training.McBroom’s House Bill 4465 allows math and other curriculum requirements to be satisfied by CTE courses that include the same lesson materials. Johnson sponsored House Bill 4466, now PA 209 of 2014, to ensure students and parents are informed about career and technical education options. The law also streamlines the personal curriculum development process.State Reps. Joel Johnson and Ed McBroom attended a June 25 ceremony with Gov. Rick Snyder to see their legislation allowing schools to count certain career and vocational education courses toward graduation requirements be signed into law.“Career and vocational ed courses were a strong component of Michigan’s school systems for decades, but in recent times have been squeezed out because of limited time and resources in the school day,” Johnson said. “Our local educators and parents recognized the loss and disservice this does to students.  It’s important not only to have the CTE option available, but to also actively inform students and families of the opportunity.”Johnson’s legislation also allows high school graduation credit requirements to include vocational education course work, including using anatomy and agri-science courses for science requirements, while McBroom’s bill also promotes availability of foreign language courses prior to high school grades.“The state’s curriculum has been geared with course mandates for students pursuing college degrees, but that path isn’t practical for all children and their families,” said McBroom, sponsor of the new Public Act 208 of 2014. “For those students, they need an option that allows freedom for elective classes and job training skills that will be useful to their future growth, development and potential employment.”The bills were signed at the Dakota High School in Macomb, part of the Chippewa Valley School District’s career and technical education programs.Rep. Joel Johnson was joined at the bill signing with Gov. Rick Snyder by his wife, Dawn Johnson; local educators Doug Pummell, Clare-Gladwin RESD Career Center director, Darren Kroczaleski, Arenac Eastern School District and Standish-Sterling Community School District superintendent, Mike Foster, Perry Public Schools superintendent; Ben Frederick, Johnson’s legislative director, and Aaron Bayliss, Johnson’s constituent relations director. 25Jun New laws expand students’ class choiceslast_img read more

Dear Reader Im on my way home from the justco

first_imgDear Reader, I’m on my way home from the just-concluded, first-ever Sprott Natural Resource Symposium. The show was well attended, which I expected, given the stature of the Sprott organization, but what really struck me was the very upbeat mood of most of the attendees. Given that gold’s two rallies thus far this year have fizzled, and there’s much uncertainty about the next near-term move—and given how bearish so many gold investors have become over the last three years—this was a very pleasant surprise. You can see the same bullishness in our stock prices, many of which are up over 100% from their December 2013 lows, while gold is currently up less than 10% over the same time period. That’s important because, in our sector, the stocks often lead the metals. But for a more fundamental look at what makes our investments tick, Casey Research Analyst Laurynas Vegys has a look at the rallies and corrections thus far in this metals cycle. The “so what?” of it all is quite compelling. Before I turn the show over to Laurynas, however, I want to remind readers that it’s not too late to sign up for our Casey Summit coming up in September, in San Antonio, Texas. These things really are a lot of fun, and the amount of knowledge and insight transmitted is huge. I look forward to seeing many of you there. Sincerely, Silver 20.72 21.12 20.15 Silver Stocks (SIL) 14.13 13.91 13.53 Rock & Stock Stats Last Copper 3.23 3.17 3.19 Gold 1,306.73 1,322.60 1,328.80 Gold Junior Stocks (GDXJ) 42.89 41.19 42.68 One Year Agocenter_img Oil 102.09 106.50 105.49 Gold Producers (GDX) 26.82 25.76 27.21 TSX Venture 1,017.24 1,015.04 924.17 One Month Ago TSX (Toronto Stock Exchange) 15,455.00 14,974.65 12,669.14 Louis James Senior Metals Investment Strategist Casey Researchlast_img read more

first_img— Recommended Link Staged RevengeBut let’s turn to our familiar beat—the world of money. Or, more particularly, the world of deceit and delusion known as “economics.” Unromantic. Tawdry. But fascinating.Last week, we were looking at fake wars. As you know, these are wars that no one wants to win, since their real purpose is to shift wealth from the public to the war-fighting industries.Our point was that even fake wars sometimes spin out of control—when people forget what kind of war they’re fighting, for example.Early last week, U.S. President Donald J. Trump was taking the trade war far too seriously. Then, his Deep State handlers must have straightened him out on that; before the week was over, he declared that he wanted to get back into the Trans-Pacific Partnership!Then, he went off message again… this time, on the war on terrorism. A gas attack against civilians in Syria had been alleged; the president wanted to retaliate.As you know, no sparrow can fall anywhere on the planet without inviting a U.S. counterattack against the starlings. Observers wondered why the president didn’t wait to find out who had actually perpetrated the attack… if anyone. But they failed to understand the nature of fake war.It didn’t really matter whether any atrocities had been committed… or who had committed them. As it turned out, the gas attack was most likely fake. Perfect; the U.S. could stage a fake revenge attack, too!Russia was notified in advance of where and when the U.S. would attack, allowing time for the “enemy”—whoever they are—to make themselves scarce.The Donald had an opportunity to show what a tough, decisive leader he is without doing any real harm. It was all for the benefit of the fans… and, of course, the Deep State.So far, so good. Deep State WarThen, no sooner had we all relaxed when, on Sunday, a new war flared up—the war between Donald J. Trump and the Deep State itself.Many people think this war is real. Donald J. Trump, they believe, is fighting for “the people”… and the Deep State is trying to stop him. He really wants to drain the swamp, they say; it’s not his fault the water is getting deeper.Anything is possible.Mr. Trump’s instincts are clearly “populist”—he certainly understands the showbiz side much better than most politicians. But he is no fool.Hardly had the sun set on the polling stations in November 2016 when he invited the Wall Street insiders from Goldman Sachs… and a trio of retired generals… to join him in the White House.But there are many different factions in the Deep State. Like sows at a feeding trough, they bump into each other trying to get at the swill. And the winners are usually those that are most heavily armed.Leaping ahead, we notice that whenever there is a “populist” movement in politics, it almost always leads to the military wing of the Deep State taking control.Caesar, Lenin, Mao, Mussolini, Hitler, Perón, Castro—revolutions begun in the name of the “people” tend to degrade into military dictatorships.Why? Because government is always a way for the few to take advantage of the many… and the fraud is easier to pull off when you can invoke those atavistic “us versus them” emotions.The lumpen naturally rally ‘round the flag and support the military—no matter how absurd the situation.And if they don’t, you shoot them.Regards,Bill BonnerChairman, Bonner & PartnersJustin’s note: For years, Bill has warned about the “Deep State,” America’s unelected shadow government. But who is the Deep State? And how far does their reach extend? In this urgent video briefing, Bill shows you precisely what America’s shadowy insiders have planned… Watch it here.Reader MailbagToday, a reader shares his thoughts on Doug Casey’s interview on the coming comfortable dystopia…This is already being done in Canada. A person who refused to pay moving traffic violations and drove for five years without another one was pulled over for moving cats from his old address to his new address while one cat sat on his lap (he had 4 cats in the car—none of them in cages). Thus, his license to drive has been revoked until he pays the fines. Further, any moving traffic violation automatically increases his car insurance.I find it fiendishly clever for the rich and powerful to enshrine themselves confidentially into our political structure, which is currently destroying our Society. When communication and distance were major impediments to slavery, Society could survive. Such is no longer the case. This is why no matter what the government does, it will fail. Entropy has taken over. Further, China, doing what it is doing, is, in reality, preparing for the inevitable War.—PeterAs always, if you have any questions or suggestions for the Dispatch, send them to us right here.In Case You Missed It…Bill Bonner’s top technology expert, Jeff Brown, just said something shocking…Right now, a technology is being tested that has the potential to permanently cure thousands of diseases. It could even guarantee America’s energy independence for decades to come. It sounded too good to be true. But then we watched this presentation. Recommended Link —last_img read more